APR Mortgage Calculator

Get a truer picture of the rate you’ll pay.

Shopping for a home loan? You’re probably focused on the repayment period or published interest rates. But you might also take a closer look at closing costs. Each dollar a lender charges drives up the true cost of borrowing. A loan interest rate that includes closing costs is known as the annual percentage rate - or APR. This calculator can help you see how a higher APR might affect your monthly and long-term loan payments.