Personal Premium Checking
Accomplish more and take your checking relationship to the next level.
Maximize your money’s potential.
You’re a serious saver. If your money isn’t growing, that just means it isn’t working hard enough. Getting a deal isn’t about being cheap – it’s about the opportunity to accomplish more. You never miss a chance to keep you and your family secure and comfortable. That’s why we know you’ll appreciate our Personal Premium Checking account. With so many ways to maximize your money, this isn’t your ordinary checking account:
Account Details
- Minimum to open: $100
- Avoid a $25 monthly maintenance fee per statement cycle by maintaining a daily balance of $25,000 or more in combined deposit and consumer loan balances* (excluding mortgages).
- Includes all standard checking benefits:
- Online Banking & Bill Pay
- Mobile Banking App & Mobile Check Deposit
- Centreville Bank Debit Card
- eStatements
- Credit score & credit monitoring
- Customizable account alerts
- Tap Debit Card with uChoose Rewards® Program
- Access to SavvyMoney®
- Access to MX Money Management®
- Plus these additional benefits:
- Reimbursement of non-Centreville Bank ATM Service fees1
- Complimentary checks, for select styles, and unlimited check writing
- Early direct deposit2
- Premium rates on CDs & IRAs
- Earn interest with a minimum daily balance of $100 or more
- $500 closing cost credit when you establish a Centreville Bank mortgage3
- 0.25% rate reduction (with auto payment) on Home Equity Line of Credit or Home Equity Loan4
Have questions about what checking account is right for you? Ready to get started? Visit your local branch or reach out to our Customer Contact Center today!
1 ATM Service fees are fees imposed by other banks for ATM usage.
2 Early direct deposit is a feature in which the funds from eligible recurring direct deposit transactions are generally made available up to two days earlier than the scheduled payment date. You will be automatically enrolled if you have an established recurring direct deposit set up on the account.
3Subject to credit approval. The $500 closing cost credit will be applied at closing. Available only for residential first mortgage loans; home equity loans and home equity lines of credit are excluded.
4Subject to credit approval. The 0.25 basis point rate reduction is contingent upon automatic payment being established from your Personal Premium checking account at loan closing. If the account and/or the automatic payment is closed/discontinued, the discounted rate will cease and the original terms of the loan agreement will apply.