Make it your dream home with a Home Equity Line of Credit
Our competitive Home Equity Line of Credit (HELOC) rates make it easy for you to finance your dreams. A HELOC can help you with home renovations, vacations, education, a new car, you name it.
12 Month Promo1
6.49% APR2
Fixed for 12 months
Fixed for 12 months
7.75% APR2
Variable thereafter
(Based on Prime +0.25)
Variable thereafter
(Based on Prime +0.25)
1 Homeowners insurance is required. Flood insurance may be required. Minimum loan amount $10,000, Maximum loan amount $1,000,000. Loan amounts are subject to change without notice. Fees ranging from $50.00 to $6,000.00 will apply if title insurance is needed, the property is held in trust, a subordination agreement is needed, or a change in property title is needed or title changes needed. Title insurance is required on first position loans over $250,000. Please consult a tax advisor regarding the deductibility of interest. Available only to applicants who have not had a HELOC or Fixed Home Equity Loan from Centreville Bank on the subject collateral property in the 12 months preceding the date of application. Available for one-to-four family, owner-occupied primary residences located in RI, MA, and CT only (does not include second homes or non-owner occupied investment properties). Annual maintenance fee of $50 applies, which is waived if the tax reported owner opens and maintains a Personal Premium checking account.
2 The Annual Percentage Rate (APR) is accurate as of 4/25/2025. The Promotional APR is fixed for the first 12 months (Promotional Period). After the Promotional Period ends, the APR is variable and subject to change without notice based on the Prime Rate as published in the “Money Rates” table in the Wall Street Journal in effect as of the last day of each calendar month, plus a margin of 0.25 basis points. Maximum APR is 18%. Minimum APR is 3.25%. Maximum LTV is 80%. If you open and/or maintain a Personal Plus or Personal Premium checking account with auto payment at the time of account closing, the rate will be discounted by 0.25 basis points after the expiration of the Promotional Period. The Promotional Period is not eligible for this rate discount. If the account and/or auto payment are closed or discontinued the discounted rate will cease and the original terms of the agreement will apply.
Subject to credit approval. Other terms available. Other conditions may apply. Please contact a Centreville representative at 401.821.9100 or 800.377.4424 for details.
2 The Annual Percentage Rate (APR) is accurate as of 4/25/2025. The Promotional APR is fixed for the first 12 months (Promotional Period). After the Promotional Period ends, the APR is variable and subject to change without notice based on the Prime Rate as published in the “Money Rates” table in the Wall Street Journal in effect as of the last day of each calendar month, plus a margin of 0.25 basis points. Maximum APR is 18%. Minimum APR is 3.25%. Maximum LTV is 80%. If you open and/or maintain a Personal Plus or Personal Premium checking account with auto payment at the time of account closing, the rate will be discounted by 0.25 basis points after the expiration of the Promotional Period. The Promotional Period is not eligible for this rate discount. If the account and/or auto payment are closed or discontinued the discounted rate will cease and the original terms of the agreement will apply.
Subject to credit approval. Other terms available. Other conditions may apply. Please contact a Centreville representative at 401.821.9100 or 800.377.4424 for details.