Account Highlights
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Personal Savings
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✔ $25.00 Min. Balance to open
✔ Interest-bearing account1
✔ Avoid Monthly Maintenance Fee if requirements are met2
✔ Online, Mobile, and Phone Banking Access
✔ eStatements
✔ ATM Card
✔ Eligible for combined statements
✔ Eligible for Savings Overdraft Sweep3
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Personal Plus Savings
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✔ $1,000.00 Min. Balance to open.
✔ Avoid Monthly Maintenance Fee if requirements are met4
✔ Online, Mobile, and Phone Banking Access
✔ eStatements
✔ ATM Card
✔ Eligible for combined statements
✔ Eligible for Savings Overdraft Sweep3
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Personal Premium Money Market
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✔ $10,000.00 Min. Balance to open.
✔ Avoid Monthly Maintenance fee if requirements are met4
✔ Online, Mobile, and Phone Banking Access
✔ Check writing ability5
✔ eStatements
✔ Daily compounding interest
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Holiday Club
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✔ $5.00 Min. Balance to open.
✔ No Monthly Maintenance Fee
✔ Online, Mobile, and Phone Banking Access (inquiry only)
✔ Account is available to open during a limited period
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Certificates of Deposit
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✔ $1,000.00 Min. Balance to open
✔ Lock in a competitive rate for a set period
✔ Long and short term CDs available
✔Guaranteed earnings
✔ Promotional Flex CDs available
✔ Online, Mobile, and Phone Banking Access (inquire only)
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Traditional IRAs
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✔ Tax Year 2019 Maximum Traditional Annual Contributions - $6,000 Age 50+ $7,000.
✔ Potential for tax – deductible contributions and the opportunity for your earnings to grow tax deferred until they are withdrawn in retirement.
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Roth IRAs
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✔ Tax Year 2019 Maximum Roth Annual Contributions - $6,000 Age 50+ $7,000.
✔ Provides the opportunity for your earnings to grow tax-free. Generally, Roth IRAs offer greater tax savings and withdrawal flexibility than Traditional IRAs.
✔ Roth IRAs are funded with after-tax dollars. These funds can be withdrawn tax-free if the account holder is over 59 ½ years old and the funds have remained on deposit for at least five years.
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