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Personal Savings, Money Markets & CDs

At Centreville Bank, we offer smart savings solutions to help you meet your individual and family goals. Whether you are saving for that new car, college tuition, vacation or just a rainy day, we can help you meet your goal and save, confidently.

Savings Accounts:

 

Account Highlights

Personal Savings

  ✔ $25.00 Min. Balance to open

  ✔ Interest-bearing account1

  ✔ Avoid Monthly Maintenance Fee if requirements are met2

  ✔ Online, Mobile, and Phone Banking Access

  ✔ eStatements

  ✔ ATM Card

  ✔ Eligible for combined statements

  ✔ Eligible for Savings Overdraft Sweep3

Personal Plus Savings

  ✔ $1,000.00 Min. Balance to open.

  ✔ Avoid Monthly Maintenance Fee if requirements are met4

  ✔ Online, Mobile, and Phone Banking Access

  ✔ eStatements

  ✔ ATM Card

  ✔ Eligible for combined statements

  ✔ Eligible for Savings Overdraft Sweep3

Personal Premium Money Market 

  ✔ $10,000.00 Min. Balance to open.

  ✔ Avoid Monthly Maintenance fee if requirements are met4

  ✔ Online, Mobile, and Phone Banking Access

  ✔ Check writing ability5

  ✔ eStatements

  ✔ Daily compounding interest

Holiday Club

  ✔ $5.00 Min. Balance to open.

  ✔ No Monthly Maintenance Fee

  ✔ Online, Mobile, and Phone Banking Access (inquiry only)

  ✔ Account is available to open during a limited period

Certificates of Deposit

 

  ✔ $1,000.00 Min. Balance to open

  ✔ Lock in a competitive rate for a set period

  ✔ Long and short term CDs available

  ✔Guaranteed earnings

  ✔ Promotional Flex CDs available

  ✔ Online, Mobile, and Phone Banking Access (inquire only)

Traditional IRAs

  ✔ Tax Year 2019 Maximum Traditional Annual Contributions -  $6,000 Age 50+ $7,000.

 

  ✔ Potential for tax – deductible contributions and the opportunity for your earnings to grow tax deferred until they are withdrawn in retirement.

Roth IRAs

  ✔ Tax Year 2019 Maximum Roth Annual Contributions -  $6,000 Age 50+ $7,000.

 

  ✔ Provides the opportunity for your earnings to grow tax-free. Generally, Roth IRAs offer greater tax savings and withdrawal flexibility than Traditional IRAs.
 

  ✔ Roth IRAs are funded with after-tax dollars. These funds can be withdrawn tax-free if the account holder is over 59 ½ years old and the funds have remained on deposit for at least five years.

 
  Deposit Rates

 
Questions? Contact us.
Visit us: Branch locations
Give us a call: 401.821.9100
 
 
1. Must maintain minimum daily balance of $100.00 to earn interest.
 
2. Avoid monthly maintenance fee if the required minimum balance of $100.00 or more is maintained daily. Or, for all tax reporting owners age 18 and under or 65 and over.
 
3.Transfer fees apply. Please refer to our separate fee schedule. Federal regulation and our deposit agreement limit the number of withdrawals and/or transfers that may be made from a savings account by telephone/PC transfer, preauthorized transfer, or debit card. You are limited to six withdrawals and/or transfers from your savings account a month by preauthorized transfer, or telephone/PC transfer (including bill payment). Excessive transfer fees and/or account restrictions may apply. Please refer to our Truth in Savings Disclosure and Terms and Conditions of your account for more information.
 
4. Avoid monthly maintenance fee if the required minimum balance is maintained daily.
 
5. See the "Transfer Limitations" section of "Terms and Conditions of Your Account" for transaction limitations. An excessive transfer fee may apply.