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Personal Deposit Rates  

Effective September 13, 2019
 

Certificates of Deposit1

 

Product Min. to Open2 Rate APY3 Premium APY4
3 Month $1,000.00 1.05% 1.05% 1.30%
6 Month $1,000.00 1.75% 1.75% 2.00%
9 Month $1,000.00 1.50% 1.50% 1.75%
1 Year $1,000.00 1.225% 1.25% 1.50%
18 Month $1,000.00 1.32% 1.35% 1.60%
2 Year $1,000.00 1.47% 1.50% 1.75%
3 Year $1,000.00 1.52% 1.55% 1.80%
4 Year $1,000.00 1.56% 1.60% 1.85%
5 Year $1,000.00 1.61% 1.65% 1.90%
5 Year Burial Certificate $1,000.00 0.49% 0.50% 0.50%



IRA Certificates of Deposit (Daily Variable Rate)1

 

Product Min. to Open2 Rate APY3 Premium APY4
1 Year $500.00 1.225% 1.25% 1.50%
18 Month $500.00 1.32% 1.35% 1.60%
2 Year $500.00 1.47% 1.50% 1.75%
3 Year $500.00 1.52% 1.55% 1.80%
4 Year $500.00 1.56% 1.60% 1.85%
5 Year $500.00 1.61% 1.65% 1.90%


Personal Premium Money Market

 

Tier Min. to Open Min. Daily Balance
to Earn APY
Rate APY3
$10,000.00-$24,999.99 $100.00 $10,000.00 0.797% 0.80%
$25,000.00-$49,999.99 $100.00 $25,000.00 0.995% 1.00%
$50,000.00-$99,999.99 $100.00 $50,000.00 1.04% 1.05%
$100,000.00-$249,999.99 $100.00 $100,000.00 1.24% 1.25%
$250,000.00-$499,999.99 $100.00 $250,000.00 1.49% 1.50%
$500,000.00 or greater $100.00 $500,000.00 1.735% 1.75%


Savings Accounts

 

Product Min. to Open2 Rate APY3
Personal Savings $100.00 0.05% 0.05%

 

Personal Plus Savings

 

$2,500.00-$49,999.99 $2,500.00 0.15% 0.15%
$50,000.00-$99,999.99 $2,500.00 0.20% 0.20%
$100,000.00 or greater $2,500.00 0.30% 0.30%


Checking Accounts

 

Product Interest Rate APY3
Personal Premium Checking 0.05% 0.05%

 


 
 
1. A penalty is imposed for early withdrawal from a CD.

2. The minimum balance to open and earn the APY. Interest is credited monthly.

3. Annual Percentage Yield (APY) are subject to change at any time without notice. Rate may change after account is opened and fees may reduce earnings.

4. Premium APY= To receive the Premium Annual Percentage Yield (APY) the tax reporting owner of the account must be an owner on a Personal Premium Checking Account (penalties for additional early withdrawals may apply).